What Is the PLANET FITNESS ANNUAL Charge on Your Bank Statement?

PLANET FITNESS ANNUALโ†’Planet Fitness
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Quick Answer

Likely Legitimate

PLANET FITNESS ANNUAL is a charge from Planet Fitness. If you don't recognize this charge, review your recent purchases or contact the merchant directly.

Planet Fitness

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Refund Policy
Refund Window: 30 days

Understanding Your Planet Fitness Annual Charge

If you've noticed a "PLANET FITNESS ANNUAL" charge on your bank statement, you're likely seeing the yearly membership fee associated with your Planet Fitness gym membership. This charge is a standard part of Planet Fitness's billing structure and appears once per year in addition to your regular monthly membership dues.

What Is the Planet Fitness Annual Fee?

The Planet Fitness annual fee is a yearly charge that all members pay to help maintain equipment, facility improvements, and club operations. This fee is separate from your monthly membership dues and is clearly outlined in your membership agreement when you sign up. The annual fee helps Planet Fitness keep membership costs low throughout the year while ensuring they can maintain their facilities and equipment to high standards.

Common Annual Fee Amounts

Planet Fitness annual fees typically range from $99 to $149, depending on several factors:

  • Basic Membership: Usually around $99 annually for standard gym access
  • Black Card Membership: Typically $119-149 annually for premium perks
  • Location-Based Pricing: Some high-cost areas may have slightly higher fees
  • Promotional Rates: New members may receive discounted annual fees during special promotions

When Are Annual Fees Charged?

Planet Fitness annual fees are typically charged on specific dates that vary by location and membership start date. Most commonly, the annual fee is billed:

  • On your membership anniversary date
  • During designated billing periods (often in summer months)
  • After promotional periods end
  • Upon membership upgrades or changes

The exact timing should be specified in your membership agreement, and Planet Fitness locations are required to provide advance notice before charging annual fees.

Why This Charge Appears on Your Statement

There are several reasons why you might see a Planet Fitness annual charge:

Most Common Reasons

Regular Annual Billing: This is the most likely scenario - your annual membership fee is due and has been automatically charged to your payment method on file.

Membership Renewal: If you signed up around this time last year, this could be your membership anniversary and automatic renewal.

Post-Promotional Pricing: If you initially signed up with a promotional rate that waived or reduced the first year's annual fee, you may now be seeing the standard rate.

Less Common Scenarios

Membership Upgrades: If you recently upgraded from a basic membership to a Black Card membership, you might see an annual fee adjustment.

Family or Additional Memberships: The charge might represent annual fees for multiple family members or dependents on your account.

How to Verify Your Charge

To confirm the legitimacy of your Planet Fitness annual charge, take these steps:

  1. Check Your Membership Agreement: Review your original contract for annual fee details and billing dates
  2. Contact Your Home Club: Visit or call the Planet Fitness location where you signed up
  3. Review Account History: Log into your Planet Fitness online account if available
  4. Check Email Communications: Look for advance billing notices in your email

Disputing or Canceling Charges

If You Want to Cancel

Planet Fitness requires specific procedures for membership cancellation:

  • In-Person Cancellation: Visit your home club with valid ID
  • Certified Mail: Send a cancellation letter via certified mail
  • Phone Cancellation: Some locations allow cancellation by calling customer service

Note that Planet Fitness typically requires 30 days' notice for cancellations, and annual fees may not be refundable if services have been used.

Requesting Refunds

If you believe the charge was made in error or you're within the refund window, contact Planet Fitness customer service at 1-800-666-7348. Refund policies vary by location, but many clubs offer 30-day refund windows for annual fees under certain circumstances.

Preventing Unexpected Charges

To avoid surprise annual fees in the future:

  • Keep track of your membership anniversary date
  • Update your contact information so you receive billing notices
  • Review your membership agreement annually
  • Set calendar reminders for expected annual charges
  • Keep your payment information current to avoid failed payment fees

Black Card vs. Basic Membership Fees

Planet Fitness offers two main membership tiers with different annual fee structures:

Basic Membership: Lower annual fees (typically $99) with access to home club, unlimited fitness training, and basic amenities.

Black Card Membership: Higher annual fees (typically $119-149) but includes guest privileges, access to any Planet Fitness location, massage chairs, tanning, and other premium perks.

What to Do Next

If you recognize this charge as your legitimate Planet Fitness annual fee, no action is needed. However, if you're unsure about the charge or want to make changes to your membership:

  1. Contact your home Planet Fitness location directly
  2. Call Planet Fitness customer service at 1-800-666-7348
  3. Visit the Planet Fitness website to locate your home club
  4. Bring your membership agreement and ID if visiting in person

Remember that Planet Fitness annual fees are standard across all locations and help keep monthly membership costs low while maintaining quality facilities and equipment for all members.

Why PLANET FITNESS ANNUAL appears on your statement

Ranked by likelihood based on this charge type

1Annual membership fee for Planet Fitness gym membershipMost likely
2Automatic renewal of yearly Planet Fitness membership
3Upgrade to Planet Fitness Black Card annual membership
4Annual fee charged after promotional period endedPossible
5Processing fee or additional service charge
6Charge for family member or dependent's annual membershipRed flag
7Unauthorized charge or billing error

Other charges from Planet Fitness

DescriptorMeaning
PLANET FITNESS ANNUALStandard annual membership fee for Planet Fitness gym services
PF ANNUAL FEEAbbreviated version of Planet Fitness annual membership charge
PLANET FITNESS YEARLYAlternative wording for annual Planet Fitness membership fee
PLANETFITNESS ANNUALCondensed version without spaces of annual membership fee
PLANET FITNESS BLACK CARD ANNUALAnnual fee specifically for premium Black Card membership tier

What should I do about this charge?

Choose the path that matches your situation:

A

I recognize this charge

But I want a refund or to cancel it

  1. 1.Contact Planet Fitness directly at 1-800-666-7348
  2. 2.Reference their refund policy โ€” refund window is 30 days (view policy)
  3. 3.If refused, use our wizard to generate a formal dispute letter
Get Refund Help โ†’
B

I don't recognize this charge

This may be unauthorized or fraudulent

  1. 1.Check with household members or shared accounts
  2. 2.Review your email for order confirmations from Planet Fitness
  3. 3.Call your bank immediately โ€” use the number on the back of your card
  4. 4.Request a new card number to prevent further unauthorized charges
Start Fraud Dispute โ†’

How to dispute PLANET FITNESS ANNUAL

1

Contact Planet Fitness

Call 1-800-666-7348

Or visit their support page

Phone script

"I'm calling about a charge on my statement appearing as PLANET FITNESS ANNUAL. I'd like to request a refund or cancellation."

2

Reference their refund policy

Planet Fitness's refund window is 30 days.

Policy: View Refund Policy

๐Ÿ”’ Full dispute steps with personalized guidance

Get Full Dispute Plan โ†’

Sample Dispute Letter

Dear [Bank Name],

I am writing to dispute a charge that appeared on my statement as "PLANET FITNESS ANNUAL" from Planet Fitness on [date] for $[amount].

๐Ÿ”’ Get a complete, personalized dispute letter

Generate My Dispute Letter โ†’

Frequently Asked Questions

What is a Planet Fitness Annual charge on my bank statement?
A Planet Fitness Annual charge represents the yearly membership fee for your gym membership, typically ranging from $99-149 depending on your membership type and location.
Why was I charged an annual fee by Planet Fitness?
Planet Fitness charges an annual fee as part of their membership structure, usually billed once per year in addition to monthly dues to help maintain equipment and facilities.
How can I cancel my Planet Fitness annual membership?
You can cancel your Planet Fitness membership by visiting your home club in person, sending a certified letter, or calling customer service at 1-800-666-7348.
Can I get a refund for my Planet Fitness annual fee?
Refunds for annual fees may be possible within 30 days of billing, but Planet Fitness policies vary by location. Contact your home club or customer service to inquire about refund eligibility.
When does Planet Fitness charge the annual fee?
Planet Fitness typically charges the annual fee on your membership anniversary date or during specific billing cycles, which varies by when you signed up and your location.
Is the Planet Fitness annual charge different from monthly dues?
Yes, the annual fee is separate from monthly membership dues. Monthly fees typically range from $10-22.99, while annual fees are charged once yearly and range from $99-149.
Your Legal Rights

Your rights under FCBA:

  • โ€ขDispute within 60 days of statement date
  • โ€ขMax $50 liability for unauthorized charges (most banks waive entirely)
  • โ€ขBank must acknowledge within 30 days, resolve within 2 billing cycles
How we researched this article

Research methodology

This page about the PLANET FITNESS ANNUAL charge from Planet Fitness was compiled using:

  • Official merchant documentation, terms of service, and refund policies
  • Payment network (Visa, Mastercard) chargeback reason code documentation
  • Consumer Financial Protection Bureau (CFPB) guidelines and complaint data
  • Federal Trade Commission (FTC) consumer protection resources
  • Fair Credit Billing Act (FCBA) and Regulation E statutory requirements
  • Community reports and consumer experience databases (BBB, consumer forums)

Last reviewed and updated:

This content is for informational purposes only and does not constitute legal or financial advice. Always consult with your bank or a qualified professional for specific disputes.

Written by DidIBuyIt Editorial Team Verified against FTC and CFPB guidelines Last updated:

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