Terms of Service

Acceptance of Terms

By accessing or using DidIBuyIt.com ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Service.

Description of Service

DidIBuyIt.com provides AI-powered tools to help consumers identify unknown charges on their bank statements, research merchant refund policies, and generate chargeback dispute documents. The Service includes a transaction descriptor search tool, bank-specific dispute guides, and an AI dispute document wizard.

Not Legal Advice

The information and documents provided by DidIBuyIt.com are for informational purposes only and do not constitute legal, financial, or professional advice. We are not a law firm, bank, or financial institution. AI-generated dispute documents are templates — review them before submission. We recommend consulting a qualified professional for advice specific to your situation.

User Responsibilities

When using the Service, you agree to:

• Provide accurate and truthful information when using our tools
• Use the Service only for lawful purposes and legitimate disputes
• Not use the Service to file fraudulent chargebacks or dispute legitimate charges
• Review all AI-generated documents before submitting them to your bank
• Not attempt to interfere with or disrupt the Service

Intellectual Property

All content on DidIBuyIt.com, including text, graphics, logos, software, and bank guides, is the property of DidIBuyIt.com or its content providers and is protected by intellectual property laws. You may use dispute documents generated for personal, non-commercial use only.

Limitation of Liability

To the fullest extent permitted by law, DidIBuyIt.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service. We do not guarantee the success of any chargeback dispute. The outcome depends on your bank, the card network, and the specific circumstances of your case.

Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or that any information will be accurate or complete.

Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be reflected in the "Last updated" date. Continued use of the Service constitutes acceptance of revised terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Contact Us

If you have questions about these Terms, email us at support@didibuyit.com.