Scammed? Overcharged? Ghosted?

Build a bank-ready
dispute.

DidIBuyIt identifies the charge, picks the right reason code, and walks you through a dispute you file yourself with your bank.

Build my dispute →
🔥You have 120 days to dispute. After that, your money is gone.
Joined by 10,000+ angry customers
$3.2M recovered this month alone
AK
Alex K.
vs. Tech Giant Co
★★★★★

"After getting the runaround for 3 months about my broken laptop, DidIBuyIt helped me recover $2,400 the next day."

Refunded
$2,400
2 weeks ago
ST
Sarah T.
vs. Subscription Service
★★★★★

"They kept charging me after I canceled. Customer service was useless. DidIBuyIt helped me recover 6 months of charges."

Refunded
$89.94
1 month ago
MR
Miguel R.
vs. Major Airline
★★★★★

"Flight canceled, airline offered vouchers. DidIBuyIt knew exactly what regulations applied and helped me push for cash instead."

Refunded
$1,273
3 weeks ago
Works with
VisaVisa
MastercardMastercard
AmexAmex
DiscoverDiscover
PayPalPayPal
Apple PayApple Pay
Google PayGoogle Pay
StripeStripe
KlarnaKlarna
AfterpayAfterpay
Cash AppCash App
VenmoVenmo

“This shouldn't have happened to you.”

Pick your fight. We'll hand you the weapons.

💳

Money disappeared from your account.

You didn't buy it. You didn't approve it. But it's on your statement — and now it's your problem to fix. Actually, no. It's ours.

Fight this charge →
🚫

Merchant told you to get lost.

You asked nicely. They said no. Or worse — they ghosted you. Good news: your bank doesn't care what the merchant thinks. We'll go over their head.

Fight this charge →
⚠️

You paid. They disappeared.

Fake product. Fake seller. Real money gone. The bank can reverse this — but only if you file correctly and fast. We've done this 50,000 times.

Fight this charge →
🔍

WTF is this charge on my statement?

Weird name. Wrong amount. No memory of buying it. Before you panic — we'll identify it in seconds and tell you exactly what to do next.

Identify this charge →

Three steps. Five minutes. A dispute you can file today.

No lawyers. No hold music. No begging a merchant who already ghosted you.

01
Step one

Tell us who screwed you

Quick and painless — answer a few questions about the charge, the merchant, and what went wrong. Our AI does the rest. Under 3 minutes.

02
Step two

We build your battle plan

We dig through bank regulations, merchant policies, and thousands of past cases to find your strongest angle. Then we calculate your odds of winning.

03
Step three

Strike back

You get a step-by-step playbook: what to say to your bank, what evidence to attach, scripts for every call — plus a ready-to-file PDF. They won't know what hit them.

🔥 Most searched charges

These mystery charges confuse thousands of people every month

#1
GEICO
→ GEICO
#2
SWEETGREEN
→ Sweetgreen, Inc.
#3
TINDER
→ Tinder
#4
SOUNDCLOUD GO
→ SoundCloud Global Limited & Co. KG
#5
ULTA BEAUTY
→ Ulta Beauty, Inc.
#6
CRUNCHYROLL
→ Crunchyroll, LLC
#7
OPTIMUM
→ Altice USA (Optimum)
#8
VERIZON WIRELESS
→ Verizon Wireless
Browse all 1,000+ charges →

Browse by category

🛍️ Retail & Shopping(70)💻 Digital Services(60)💳 Finance & Payments(26)🍔 Food & Restaurants(24)🔄 Subscriptions(22)📱 Telecom(21)📺 Streaming(20)✈️ Travel(16)💪 Fitness & Health(16)🎮 Gaming(15)⛽ Gas Stations(15)

Real people. Real money. Taken back.

Every row is a fight someone won. Updated in real time.

Live feed
SM
Sarah M.
vs. Adobe
★★★★★

"Adobe charged me $599 for a subscription I cancelled three months ago. I called them — they said tough luck. DidIBuyIt helped me build my case in 4 minutes. Bank reversed it in 6 days."

Refunded
$599
1 week ago
DK
Daniel K.
vs. PayPal Seller
★★★★★

"A PayPal seller took my $320 and disappeared. PayPal sided with them. DidIBuyIt showed me exactly which reason code to use with my bank. Got every cent back in 2 weeks."

Refunded
$320
3 weeks ago
LR
Laura R.
vs. Amazon
★★★★★

"Amazon said the package was delivered. It wasn't. They refused to refund. DidIBuyIt gave me the exact script to use with my bank. Money back in 11 days."

Refunded
$139
5 days ago
94% of our users recover money they didn't know they were owed!

Going in blind vs. going in armed

Most people lose because they don't know the rules. We hand you the playbook.

✗Without Did I Buy It?
✗Call merchant. Get put on hold. Get told no.
✗Google "how to dispute a charge" — 47 tabs, zero answers
✗Call your bank. Use the wrong reason code. Denied.
✗Miss the 120-day deadline. Money gone forever.
✗Submit the wrong evidence. Case closed against you.
✗Give up. Swallow the loss. Hate yourself a little.
✓With Did I Buy It?
✓Know in 60 seconds if your case is winnable
✓Get the exact reason code your bank needs to say yes
✓Evidence checklist built for your specific merchant
✓Word-for-word scripts — bank call, merchant email, everything
✓Know your deadline, your odds, and your next move
✓File a dispute you know is built right.
Build my dispute →

Most people either give up or pay a lawyer $400/hour.

There's a better way.

RecommendedDid I Buy It?
On your own
Hiring a lawyer
Time to get started
Under 5 min
Hours of research
Days or weeks
Case-specific guidance
✓
✗
✓
Evidence checklist
✓
✗
✓
Success rate estimate
✓
✗
✗
Works for any merchant
✓
✓
✓
Cost
Flat fee
Free
$200–500/hr
Takes % of recovery
Never
No
Often yes
Worth it under $1,000
✓
Maybe
✗
Why trust us

Built for people, not lawyers

We handle your data with the same care we'd want for our own money. No jargon, no upsells, no sharing.

🔒
256-bit SSL encryption
All data encrypted in transit and at rest. Same standard as your bank.
🛡️
We never sell your data
Your transaction details stay private. We don't share with third parties, ever.
⚡
No lawyers. No court.
Everything is handled directly between you, your bank, and the merchant.
📋
Real dispute workflows
Built on actual chargeback rules — not generic advice copied from the internet.
🌍
All major banks & cards
Visa, Mastercard, Amex, Discover, PayPal and most major card networks supported.
💬
24/7 support included
Questions at any stage? Our team responds within hours, not days.
FAQ

Common questions

Everything you need to know before starting your case.

Do you guarantee I'll get my money back?+
No — and anyone who does is lying. Outcomes depend on your bank, your evidence, and the card network's rules. What we do is help you pick the right reason code, assemble the evidence checklist, and prepare a dispute you file with your own bank.
What if my bank already said no?+
A bank's first response is often not final. Many successful chargebacks happen after an initial denial — because the customer resubmitted with stronger evidence or escalated through the right channel. We'll show you exactly how to do that.
How is this different from contacting my bank directly?+
Your bank will tell you what happened — we tell you what to do about it. Most people contact their bank without the right evidence or framing, and get rejected. We prepare you with a structured dispute plan, the correct reason codes, and a checklist of what to include.
Is my transaction data safe?+
Yes. All data is encrypted in transit and at rest. We never sell or share your personal information with third parties. You only share what's necessary to build your recovery plan — no full card numbers or banking credentials are ever required.
How long does the dispute process take?+
Getting your recovery plan takes under 5 minutes. The actual dispute process with your bank typically takes 5–45 business days depending on the type of claim and your bank's process. We include estimated timelines in your plan.
Do I need to involve a lawyer?+
For the vast majority of cases — no. Chargebacks and refund disputes are handled directly between you, your bank, and the merchant. Lawyers are rarely necessary and almost never cost-effective for transactions under $5,000. Did I Buy It? gives you everything you need to handle it yourself.
What types of payment are covered?+
We cover credit cards, debit cards, and most major payment platforms including PayPal, Apple Pay, and Google Pay. Bank transfers, crypto, cash, and gift card payments have limited chargeback protection and may not qualify — we'll tell you upfront if that's the case.
Can I dispute a charge that happened months ago?+
It depends on your bank and card network. Most chargebacks must be filed within 60–120 days of the transaction. Some cases outside that window can still be disputed directly with the merchant or escalated through other channels. We'll assess your specific timeline and options.

That money may still be yours.
Here's how to go after it.

Tell us what happened. We'll help you build a bank-ready dispute in under 5 minutes.

Build my dispute →

5 minutes · No lawyer · Self-help workflow · Not legal advice

Build my dispute →