Did I Buy It? Blog

Expert advice on chargebacks, dispute resolution, and protecting your finances.

Consumer Rights

Chargeback Rights: What Consumers Need to Know

Understanding your chargeback rights as a consumer, including federal protections, time li…

Scam Awareness

Digital Wallet Fraud: Protecting Your Apple Pay & Google Pay

Digital wallets like Apple Pay and Google Pay are safer than physical cards, but they're n…

Education

How Long Does a Chargeback Take? Timeline by Bank

Chargeback timelines vary significantly by bank and card type. Here's a realistic breakdow…

Education

Understanding Your Bank Statement Codes

Confused by cryptic codes on your bank statement? Learn how to decode common transaction d…

Guides

Merchant Denied Your Refund? Here Are Your Next Steps

When a merchant refuses your refund request, you still have several powerful options. Lear…

Education

PayPal Dispute vs Bank Chargeback: Which Should You File?

When a PayPal transaction goes wrong, should you dispute through PayPal or file a chargeba…

Guides

How to Dispute a Credit Card Charge

A complete guide to disputing unauthorized or incorrect charges on your credit card, inclu…

Guides

Unauthorized Charges on Your Account: What to Do First

Found a charge you didn't make? The first 48 hours are critical. Here's exactly what to do…

Guides

How to Collect Evidence for a Successful Chargeback

The right evidence can make or break your chargeback case. Learn exactly what documentatio…

Legal

The Fair Credit Billing Act (FCBA): Your Rights Explained

The Fair Credit Billing Act gives you powerful protections against billing errors and unau…

Scam Awareness

Common Online Shopping Scams in 2026 and How to Avoid Them

Online shopping scams are getting more sophisticated in 2026. Learn to spot the latest tac…

Education

Debit Card vs Credit Card Disputes: Key Differences

Disputing a charge on a debit card is very different from a credit card dispute. Learn the…