What Is the EXPRESSVPN Charge on Your Credit Card Statement?

EXPRESSVPNโ†’ExpressVPN
digital_services5,000 monthly searches

Last updated:

Quick Answer

Likely Legitimate

EXPRESSVPN is a charge from ExpressVPN. If you don't recognize this charge, review your recent purchases or contact the merchant directly.

ExpressVPN

digital_services

support@expressvpn.com
Contact Support
Refund Policy
Refund Window: 30 days

If you've discovered an EXPRESSVPN charge on your bank statement and you're wondering what it's for, you're not alone. Many people find themselves confused about recurring charges from digital services, especially when the descriptor on their statement isn't immediately recognizable.

What is ExpressVPN?

ExpressVPN is one of the world's leading Virtual Private Network (VPN) services, offering users enhanced online privacy, security, and the ability to access geo-restricted content. The company provides encrypted internet connections that mask your real IP address and location, making your online activities more private and secure.

When you see an EXPRESSVPN charge on your statement, it typically means you have an active subscription to their VPN service. This could be a monthly, semi-annual, or annual subscription that you signed up for either recently or some time ago.

Common Reasons for ExpressVPN Charges

There are several legitimate reasons why you might see an ExpressVPN charge on your bank statement:

  • Monthly Subscription: The most common reason is a recurring monthly subscription, typically charged around $12.95 per month
  • Annual Renewal: If you signed up for an annual plan, you'll see a larger charge (usually around $99.95) once per year
  • Free Trial Conversion: Many users start with a free trial and forget that it automatically converts to a paid subscription
  • Family Plan: You might have signed up for a multi-device plan that covers multiple family members
  • Forgotten Subscription: Sometimes people sign up for services and forget about them, especially annual subscriptions

Understanding ExpressVPN Pricing

ExpressVPN offers several subscription options, each with different billing cycles and amounts:

Monthly Plans

The standard monthly subscription typically costs $12.95 per month. This is the most expensive option per month but offers the most flexibility for short-term users.

Annual Plans

Annual subscriptions usually cost around $99.95 for 12 months of service, offering significant savings compared to monthly billing. This works out to approximately $8.32 per month.

Multi-Year Plans

ExpressVPN sometimes offers longer-term plans, such as 2-year subscriptions, which can cost around $149.95 and provide the best value per month.

How to Verify Your ExpressVPN Subscription

If you're unsure whether you have an active ExpressVPN subscription, here's how to check:

  1. Visit the ExpressVPN website and try to log into your account using your email address
  2. Check your email for any ExpressVPN confirmation messages or receipts
  3. Look for the ExpressVPN app on your devices - its presence might indicate an active subscription
  4. Contact ExpressVPN support with your email address to verify your account status

How to Cancel Your ExpressVPN Subscription

If you want to cancel your ExpressVPN subscription, follow these steps:

  1. Log into your ExpressVPN account on their website
  2. Navigate to your account or subscription settings
  3. Look for the cancellation or subscription management option
  4. Follow the prompts to cancel your subscription
  5. Save any confirmation emails or reference numbers

Remember that even after cancelling, you can typically continue using the service until your current billing period ends.

ExpressVPN Refund Policy

ExpressVPN offers a 30-day money-back guarantee for new subscribers. This means if you're not satisfied with the service or cancel within 30 days of your initial purchase, you can receive a full refund. However, this guarantee typically applies only to your first subscription and not to renewals.

To request a refund, contact ExpressVPN's customer support team through their website or email. Be prepared to provide your account information and reason for the refund request.

Disputing Unauthorized Charges

If you believe the ExpressVPN charge is unauthorized or fraudulent, take these steps:

  1. Contact ExpressVPN First: Reach out to their customer support to verify whether an account exists under your name or email
  2. Check with Family Members: Confirm that no one else in your household signed up for the service
  3. Contact Your Bank: If you determine the charge is truly unauthorized, contact your bank or credit card company to dispute the transaction
  4. Monitor Your Accounts: Keep an eye on your statements for any additional unauthorized charges

Preventing Future Unexpected Charges

To avoid surprise charges from subscription services like ExpressVPN:

  • Keep a record of all your subscriptions and their billing dates
  • Set calendar reminders before renewal dates
  • Regularly review your bank and credit card statements
  • Cancel services you no longer use immediately
  • Be cautious when signing up for free trials, as they often auto-convert to paid plans

Getting Help from ExpressVPN

If you need assistance with your ExpressVPN account or charges, the company offers customer support through their website. You can access their help center, submit support tickets, or use their live chat feature. Their support team can help you understand your charges, manage your subscription, or process cancellations and refunds.

When contacting support, have your account information ready, including the email address associated with your account and any relevant transaction details from your bank statement.

Final Thoughts

An ExpressVPN charge on your bank statement is most likely legitimate if you or someone in your household signed up for their VPN service. However, it's always wise to verify any charges you don't immediately recognize. With their 30-day money-back guarantee and responsive customer support, ExpressVPN generally makes it straightforward to manage your subscription or resolve any billing issues.

Remember to keep track of your digital subscriptions to avoid unexpected charges in the future, and don't hesitate to reach out to customer support when you have questions about your account or billing.

Why EXPRESSVPN appears on your statement

Ranked by likelihood based on this charge type

1Monthly VPN subscription paymentMost likely
2Annual VPN subscription renewal
3Free trial conversion to paid plan
4Family or multi-device plan subscriptionPossible
5Subscription reactivation after cancellation
6Unauthorized use of payment methodRed flag
7Forgotten subscription from previous year

Other charges from ExpressVPN

DescriptorMeaning
EXPRESSVPNStandard monthly or annual subscription charge
EXPRESSVPN.COMOnline purchase or subscription renewal through website
EXPRESS VPNAlternative spacing format for the same service
EXPRESSVPN SUBSCRIPTIONRecurring subscription payment with full service name
EXPRESSVPN LTDCharge showing the company's legal entity name

What should I do about this charge?

Choose the path that matches your situation:

A

I recognize this charge

But I want a refund or to cancel it

  1. 1.Contact ExpressVPN directly via their support page
  2. 2.Reference their refund policy โ€” refund window is 30 days (view policy)
  3. 3.If refused, use our wizard to generate a formal dispute letter
Get Refund Help โ†’
B

I don't recognize this charge

This may be unauthorized or fraudulent

  1. 1.Check with household members or shared accounts
  2. 2.Review your email for order confirmations from ExpressVPN
  3. 3.Call your bank immediately โ€” use the number on the back of your card
  4. 4.Request a new card number to prevent further unauthorized charges
Start Fraud Dispute โ†’

How to dispute EXPRESSVPN

1

Contact ExpressVPN

Or visit their support page

Phone script

"I'm calling about a charge on my statement appearing as EXPRESSVPN. I'd like to request a refund or cancellation."

2

Reference their refund policy

ExpressVPN's refund window is 30 days.

Policy: View Refund Policy

๐Ÿ”’ Full dispute steps with personalized guidance

Get Full Dispute Plan โ†’

Sample Dispute Letter

Dear [Bank Name],

I am writing to dispute a charge that appeared on my statement as "EXPRESSVPN" from ExpressVPN on [date] for $[amount].

๐Ÿ”’ Get a complete, personalized dispute letter

Generate My Dispute Letter โ†’

Frequently Asked Questions

What is ExpressVPN and why am I being charged?
ExpressVPN is a premium VPN service that encrypts your internet connection and protects your privacy online. You're being charged because you have an active subscription to their service.
How much does ExpressVPN cost per month?
ExpressVPN typically costs $12.95 per month, though they offer discounted rates for longer-term subscriptions like 6-month ($59.95) or annual plans ($99.95).
How do I cancel my ExpressVPN subscription?
You can cancel your ExpressVPN subscription by logging into your account on their website, going to your subscription settings, and selecting cancel. You can also contact their support team for assistance.
Does ExpressVPN offer refunds for unused time?
Yes, ExpressVPN offers a 30-day money-back guarantee for new subscribers. If you cancel within 30 days of your initial purchase, you can receive a full refund.
Why did ExpressVPN charge me after I thought I cancelled?
This often happens when the cancellation wasn't properly processed or completed. Check your account status on their website and contact support if you believe you cancelled but are still being charged.
Is the ExpressVPN charge on my statement legitimate?
If you or someone in your household signed up for ExpressVPN services, the charge is legitimate. However, if you don't recognize the service, contact ExpressVPN support and your bank to investigate potential unauthorized use.
Your Legal Rights

Your rights under FCBA:

  • โ€ขDispute within 60 days of statement date
  • โ€ขMax $50 liability for unauthorized charges (most banks waive entirely)
  • โ€ขBank must acknowledge within 30 days, resolve within 2 billing cycles
How we researched this article

Research methodology

This page about the EXPRESSVPN charge from ExpressVPN was compiled using:

  • Official merchant documentation, terms of service, and refund policies
  • Payment network (Visa, Mastercard) chargeback reason code documentation
  • Consumer Financial Protection Bureau (CFPB) guidelines and complaint data
  • Federal Trade Commission (FTC) consumer protection resources
  • Fair Credit Billing Act (FCBA) and Regulation E statutory requirements
  • Community reports and consumer experience databases (BBB, consumer forums)

Last reviewed and updated:

This content is for informational purposes only and does not constitute legal or financial advice. Always consult with your bank or a qualified professional for specific disputes.

Written by DidIBuyIt Editorial Team Verified against FTC and CFPB guidelines Last updated:

See another charge you don't recognize?

Search our database of 50,000+ credit card descriptors to identify any charge on your statement.

Need help disputing this charge?

Our AI generates bank-ready dispute documents in minutes.