"440 TERRY AVE N SEATTLE" Charge on Your Statement — Amazon or AWS?

What Is the 440 TERRY AVE N SEATTLE Charge?

If you see 440 TERRY AVE N SEATTLE on your bank or credit card statement, the charge is most commonly tied to Amazon. 440 Terry Avenue North is a well-known Amazon corporate address in Seattle, Washington, and card processors sometimes pass that billing address onto statements instead of a more familiar descriptor like AMZN MKTP US or AMAZON PRIME.

In practice, this means the charge may come from a regular Amazon.com retail purchase, an Amazon digital service, a Prime-related fee, or in some cases an Amazon Web Services (AWS) transaction. This descriptor is confusing because it looks like a street address instead of a merchant name, but it is usually still a legitimate Amazon-related billing record.

If you have recently ordered goods from Amazon, rented or bought digital content, renewed a subscription, or used an AWS account, this descriptor is often explainable. If not, you should treat it like any other unfamiliar charge and investigate quickly.

Why Would Amazon Show Up as a Seattle Address?

Statement descriptors have limited space, and payment processors do not always send the same merchant string to every bank. Instead of showing the storefront name, some statements display the merchant's billing location or corporate address. For Amazon, that can surface as 440 TERRY AVE N SEATTLE or a similar Seattle-based address descriptor.

This is especially common when:

• The transaction was processed through an internal Amazon billing system rather than the marketplace label you expect.
• The charge relates to a digital product, app, subscription, Prime feature, or account-level adjustment.
• The purchase came from an Amazon-owned service and your bank truncated the descriptor.
• The charge is tied to AWS, where corporate or Seattle billing information may appear instead of a consumer shopping label.

That is why some people never see this descriptor, while others see it in place of more familiar versions such as AMZN MKTP US or Amazon Prime style descriptors.

Most Common Reasons for a 440 TERRY AVE N SEATTLE Charge

Real-world reports usually fall into a small number of buckets:

• Amazon retail order: a physical product bought through Amazon.com or the Amazon app.
• Split shipment or combined order billing: Amazon may charge individual shipments separately, which makes the amount look unfamiliar.
• Amazon Prime membership: a monthly or annual renewal fee can appear under an unusual descriptor depending on the payment pathway.
• Digital content: Kindle books, Prime Video rentals, Amazon Music, Audible-related charges, app purchases, or other digital services.
• AWS usage: cloud hosting, storage, domains, or marketplace usage billed to an AWS account.
• Authorization hold: a temporary small pending amount while Amazon verifies the payment method.
• Unknown or unauthorized activity: someone else may have access to your Amazon account or card details.

Is 440 TERRY AVE N SEATTLE Legitimate or a Scam?

Usually it is legitimate and linked to Amazon. The descriptor itself is not a scam merchant name. It is much more often a confusing billing label than evidence of fraud.

That said, a specific charge can still be unauthorized. You should be more cautious if:

• You do not have an Amazon account or AWS account.
• No one in your household ordered from Amazon around the charge date.
• The amount does not match any recent Amazon order, subscription, or digital purchase.
• You see repeated charges after changing cards or canceling a subscription.
• The charge appears together with other unfamiliar online transactions.

In those cases, first confirm whether the charge belongs to your Amazon account. If you still cannot match it, contact Amazon and then your card issuer to dispute it.

How to Verify the Charge

1. Check Amazon order history: log in to your Amazon account and review Your Orders for the charge date and amount.
2. Check digital purchases: look at Prime Video, Kindle, Amazon Music, Audible, app subscriptions, and gift card activity.
3. Review Prime membership billing: monthly and annual renewals are easy to forget, especially on shared household accounts.
4. Check AWS billing if relevant: if you or your business use AWS, sign in to the Billing Console and compare invoice totals and dates.
5. Search your email: look for Amazon or AWS receipts, shipment notices, renewal emails, or billing alerts.
6. Ask household members: another person on the account may have placed the order.
7. Review full bank transaction details: some banks show extra merchant info inside the transaction detail view.

How to Get a Refund

If the charge is valid but unwanted, the refund path depends on what was purchased:

• Retail items: start a return from Your Orders. Many items are eligible for return within 30 days of delivery.
• Prime or digital charges: use Amazon customer support to ask whether the charge can be reversed, especially if it renewed recently or was purchased by mistake.
• AWS charges: review the service usage and contact AWS support if the billing appears unexpected or tied to a misconfigured resource.

Amazon refunds usually go back to the original payment method, though timing varies by bank. If the item was delivered late, defective, duplicated, or unauthorized, explain that clearly when requesting help.

How to Dispute 440 TERRY AVE N SEATTLE

1. Try merchant resolution first: if you can identify the order or account, contact Amazon support to request a refund or clarification.
2. Secure the account: change your Amazon password, review saved cards, remove unknown devices, and enable two-step verification if you suspect account misuse.
3. Cancel unwanted renewals: if the charge is subscription-related, turn off auto-renew so it does not repeat.
4. Dispute with your card issuer: if the charge is unauthorized or the merchant will not resolve it, file a card dispute promptly. Use the statement date, amount, and note that the descriptor appears as 440 TERRY AVE N SEATTLE.
5. Monitor for repeats: watch for additional Amazon- or Seattle-labeled charges in the following days.

For credit cards, unauthorized online charges are commonly disputed under fraud or no-cardholder-authorization rules. For debit cards, report quickly so you preserve the strongest consumer protections. If you want help identifying similar address-based descriptors, visit our descriptor lookup library.