What is SP * SHOPIFY charge?
Seen this charge on your bank statement? You're not alone. Thousands of people search for this transaction descriptor every month.
The SP * SHOPIFY descriptor appears when you make a purchase from an online store built on the Shopify e-commerce platform. Shopify powers over a million online stores, so this charge could come from a wide range of independent merchants.
The descriptor sometimes includes the store name after the SP prefix. If you do not recognize the charge, review your email for order confirmations. You can also dispute the charge through your bank if it is unauthorized.
Is this charge legitimate?
Go through this checklist to determine if you authorized this transaction.
- Did you subscribe to or purchase from Shopify Store?
- Do you recognize the charged amount?
- Did someone else use your card?
- Did you recently sign up for a free trial?
- Could this be a recurring subscription renewal?
If you don't recognize this charge at all, it may be unauthorized. Consider disputing it with your bank immediately.
How to get your money back
Follow these steps to dispute the charge and recover your funds.
Check your purchase history
Search your email inbox for receipts or order confirmations matching this charge. Check app stores, subscription services, and recent online purchases.
Contact the merchant directly
Reach out to the merchant via email, phone, or live chat. Many merchants will process refunds without needing a formal dispute if you act within their refund window.
Contact your bank or card issuer
If the merchant is unresponsive or refuses a refund, call the number on the back of your card. Explain the situation and ask to initiate a chargeback or dispute.
File a formal dispute
Submit a formal chargeback request with supporting evidence. Include receipts, correspondence with the merchant, and a clear explanation. Our AI can generate these documents for you.
Need help disputing this charge?
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