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How to Get a Refund from SiriusXM

Step-by-step guide to getting your money back from SiriusXM

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Quick Answer: SiriusXM Refund Policy

Refund Window
30 days
Refund Method
Original payment method
Key Condition
Must contact support first

View SiriusXM's official refund policy →

SiriusXM Refund Policy

About SiriusXM Charges

SiriusXM Holdings Inc. operates satellite radio and streaming services. Charges appear as "SIRIUSXM," "SIRIUS XM," "XM RADIO," or "SIRIUSXM.COM." Common charges include monthly or annual subscriptions ($5-25+/month depending on plan), streaming-only plans, car radio plans, and Music Royalty fees. SiriusXM is known for aggressive retention tactics when you try to cancel.

Unexpected charges often come from trial-to-paid conversions (many new cars include free SiriusXM trials), price increases after promotional periods end, and auto-renewal of annual plans.

SiriusXM Refund Policy

  • 30-day guarantee: Full refund within 30 days of subscribing
  • Pro-rated refund: Canceling mid-billing period may result in a pro-rated refund
  • Annual plans: Pro-rated refund for unused months
  • Free trials: Cancel before the trial ends to avoid charges
  • Price increases: Can cancel within 30 days of a price increase notification

How to Contact SiriusXM Support

Step-by-Step: How to Cancel and Get a SiriusXM Refund

  1. Call to cancel: Call 1-866-635-2349 — SiriusXM requires phone cancellation (online chat now available too).
  2. Decline retention offers: SiriusXM will offer discounted rates — decline firmly if you want to cancel.
  3. Request a refund: Ask for a pro-rated refund for the unused portion of your subscription.
  4. Get confirmation: Request a cancellation confirmation number and email.
  5. Monitor your statement: Check that no further charges appear after cancellation.

What to Do If Your Refund Is Denied

  • Send written cancellation: Mail a certified letter to SiriusXM, 1221 Avenue of the Americas, New York, NY 10020
  • Credit card chargeback: Dispute post-cancellation charges with your bank
  • BBB complaint: File at bbb.org — effective for SiriusXM issues
  • FCC complaint: File at fcc.gov for broadcasting service issues
  • State attorney general: File a consumer complaint

How to Get a Refund from SiriusXM: Step-by-Step

Follow these steps in order to maximize your chances of getting your money back.

  1. 1

    Log in to your account

    Visit SiriusXM's website and sign in to the account used for the purchase you want to refund.

  2. 2

    Find your order

    Navigate to your order history or "My Orders" section. Locate the specific item or order you wish to return or get a refund for.

  3. 3

    Submit a refund request

    Look for a "Return", "Refund", or "Help" option next to your order. Fill out the refund request form with the reason for your return.

  4. 4

    If denied, contact support directly

    If your online request is rejected, reach out to SiriusXM support or call 1-866-635-2349. Explain your situation and ask for escalation to a supervisor.

  5. 5

    File a chargeback with your bank

    If SiriusXM refuses a valid refund, contact your bank or credit card issuer to dispute the charge. You have up to 60-120 days from the statement date to file.

  6. 6

    Escalate if needed

    For persistent issues, file a complaint with the Better Business Bureau (BBB), your state Attorney General, or the CFPB at consumerfinance.gov/complaint.

Common Refund Situations

Select the scenario that best describes your situation with SiriusXM.

Subscription charged after cancellation

You cancelled your SiriusXM subscription but were still billed the following month. This is a common issue — contact support with proof of cancellation.

Defective or damaged product received

Your order arrived broken or not working as described. SiriusXM is generally required to offer a refund or replacement for defective items under consumer protection law.

Order never arrived

Your package was marked as delivered but never arrived, or was significantly delayed beyond the estimated date. File a non-delivery claim with SiriusXM immediately.

Item not as described

The product you received doesn't match what was advertised on SiriusXM's website — wrong color, size, or features. This qualifies for a refund under most consumer protection laws.

Unauthorized charge on your account

You see a charge from SiriusXM that you didn't authorize. Report this immediately to both SiriusXM and your bank — this may qualify as fraud.

Changed your mind / buyer's remorse

You want to return an item you no longer need. Success depends on SiriusXM's return policy — act quickly as most merchants have a limited return window.

Contact SiriusXM Directly

Before filing a formal dispute, try reaching out to SiriusXM directly. Many issues can be resolved faster this way.

SiriusXM Refund Timeline

Here's what to expect after you submit your refund request.

1

Day 0

Request Submitted

You submit your refund request online or via customer support.

2

Days 3–5

Processing

The merchant reviews your request and approves or escalates it.

3

Days 5–10

Under Review

Refund is being processed by the merchant's finance team.

4

Days 10–14

Credit Issued

Funds are returned to your original payment method.

* Timelines vary by merchant and payment method. Credit cards typically process faster than bank transfers.

If SiriusXM Refuses Your Refund

You have rights. If the merchant won't cooperate, here's your escalation path — in order of ease and effectiveness.

Step 1.File a chargeback with your bank

Contact your credit card issuer or bank and dispute the charge. Provide documentation of your refund attempt. You typically have 60–120 days from the charge date.

Learn how to file a chargeback →

Step 2.File a BBB complaint

Submit a complaint to the Better Business Bureau (BBB). Many companies respond quickly to BBB complaints to protect their rating.

File a BBB complaint →

Step 3.Contact your state Attorney General

File a consumer complaint with your state AG office. This creates a legal record and may prompt an investigation if the company has a pattern of violations.

Find your state AG →

Step 4.Report to the CFPB

Submit a complaint to the Consumer Financial Protection Bureau (CFPB). They track complaints against financial services and can take regulatory action.

File a CFPB complaint →

Want help with a chargeback? Our dispute experts can guide you through the process and write your dispute letter. Start your free case →

Frequently Asked Questions: SiriusXM Refunds

How do I cancel SiriusXM?
Call 1-866-635-2349 to cancel. SiriusXM will try to offer discounted rates — decline firmly. Online chat cancellation is also now available at siriusxm.com.
Can I get a SiriusXM refund?
Yes, SiriusXM offers a 30-day money-back guarantee for new subscribers. For existing subscribers, you can get a pro-rated refund for unused months on annual plans.
Why does SiriusXM keep charging me?
SiriusXM auto-renews subscriptions and free trials. If you're being charged after cancellation, call 1-866-635-2349 and file a credit card chargeback with your bank.
How long does a SiriusXM refund take?
Refunds typically process within 7-10 business days after cancellation confirmation.

More Merchant Refund Guides

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Charges from SiriusXM

Bank statement descriptors we've decoded for this merchant.

SIRIUSXM *RADIO
streaming

Can't Get Your SiriusXM Refund?

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