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How to Get a Refund from Lowe's

Step-by-step guide to getting your money back from Lowe's

90-day refund windowVisit websiteMerchant Guide

Quick Answer: Lowe's Refund Policy

Refund Window
90 days
Refund Method
Original payment method
Key Condition
Must contact support first

View Lowe's's official refund policy →

Lowe's Refund Policy

About Lowe's Charges

Lowe's is a home improvement that may appear on your bank or credit card statement as LOWE'S. If you see an unfamiliar charge from Lowe's, it could be related to a purchase you made, a recurring subscription, a free trial that converted to a paid plan, or an unauthorized transaction.

Before requesting a refund, verify the charge by checking your Lowe's account at https://www.lowes.com for recent orders, subscriptions, or billing history.

Lowe's Refund Policy

Lowe's generally allows refunds within 90 days of your purchase.

  • Refund Window: 90 days
  • Eligibility: Most purchases that meet Lowe's's refund criteria can be refunded to your original payment method.
  • Processing Time: Refunds typically take 5–10 business days to appear on your statement, depending on your bank.
  • Exceptions: Some items, digital content, or promotional offers may not be eligible for refunds. Check Lowe's's terms of service for details.

How to Contact Lowe's

📞 Phone: 1-800-445-6937

🌐 Website: https://www.lowes.com

💬 Live Chat: Visit Lowe's's help center or support page to access live chat (if available).

📧 Email/Support Form: Submit a support request through Lowe's's official help center.

Step-by-Step: How to Get a Refund from Lowe's

  1. Review the charge — Log in to your Lowe's account and find the purchase in question. Note the date, amount, and order/transaction ID.
  2. Check refund eligibility — Review Lowe's's refund policy to confirm your purchase qualifies for a refund.
  3. Request a refund online — Navigate to Lowe's's help or support section. Look for a "Request Refund" or "Report a Problem" option.
  4. Contact support directly — If the online option doesn't work, call Lowe's at 1-800-445-6937. Explain the issue clearly and provide your order/transaction details.
  5. Follow up — If you don't receive a response within 48 hours, follow up. Keep records of all communications.
  6. Check your statement — Once approved, monitor your bank or credit card statement for the refund. It may take 5–10 business days.

If Lowe's Won't Refund You

If Lowe's denies your refund request and you believe the charge is unauthorized or the service was not as described, you have the right to dispute the charge with your bank or credit card company.

  • File a chargeback — Contact your bank or card issuer and request a chargeback for the Lowe's charge. You typically have 60–120 days from the statement date.
  • Gather evidence — Collect screenshots, emails, and any communication with Lowe's to support your dispute.
  • Use Refunder.ai — Our free dispute wizard can help you draft a professional dispute letter and guide you through the chargeback process.

Need help with your bank? Check our bank chargeback guides for step-by-step instructions specific to your bank.

Official refund policy

View Lowe's's full refund policy

How to Get a Refund from Lowe's: Step-by-Step

Follow these steps in order to maximize your chances of getting your money back.

  1. 1

    Log in to your account

    Visit Lowe's's website and sign in to the account used for the purchase you want to refund.

  2. 2

    Find your order

    Navigate to your order history or "My Orders" section. Locate the specific item or order you wish to return or get a refund for.

  3. 3

    Submit a refund request

    Look for a "Return", "Refund", or "Help" option next to your order. Fill out the refund request form with the reason for your return.

  4. 4

    If denied, contact support directly

    If your online request is rejected, reach out to Lowe's support or call 1-800-445-6937. Explain your situation and ask for escalation to a supervisor.

  5. 5

    File a chargeback with your bank

    If Lowe's refuses a valid refund, contact your bank or credit card issuer to dispute the charge. You have up to 60-120 days from the statement date to file.

  6. 6

    Escalate if needed

    For persistent issues, file a complaint with the Better Business Bureau (BBB), your state Attorney General, or the CFPB at consumerfinance.gov/complaint.

Common Refund Situations

Select the scenario that best describes your situation with Lowe's.

Subscription charged after cancellation

You cancelled your Lowe's subscription but were still billed the following month. This is a common issue — contact support with proof of cancellation.

Defective or damaged product received

Your order arrived broken or not working as described. Lowe's is generally required to offer a refund or replacement for defective items under consumer protection law.

Order never arrived

Your package was marked as delivered but never arrived, or was significantly delayed beyond the estimated date. File a non-delivery claim with Lowe's immediately.

Item not as described

The product you received doesn't match what was advertised on Lowe's's website — wrong color, size, or features. This qualifies for a refund under most consumer protection laws.

Unauthorized charge on your account

You see a charge from Lowe's that you didn't authorize. Report this immediately to both Lowe's and your bank — this may qualify as fraud.

Changed your mind / buyer's remorse

You want to return an item you no longer need. Success depends on Lowe's's return policy — act quickly as most merchants have a limited return window.

Contact Lowe's Directly

Before filing a formal dispute, try reaching out to Lowe's directly. Many issues can be resolved faster this way.

Phone

1-800-445-6937

Website

Visit support page

Lowe's Refund Timeline

Here's what to expect after you submit your refund request.

1

Day 0

Request Submitted

You submit your refund request online or via customer support.

2

Days 3–5

Processing

The merchant reviews your request and approves or escalates it.

3

Days 5–10

Under Review

Refund is being processed by the merchant's finance team.

4

Days 10–14

Credit Issued

Funds are returned to your original payment method.

* Timelines vary by merchant and payment method. Credit cards typically process faster than bank transfers.

If Lowe's Refuses Your Refund

You have rights. If the merchant won't cooperate, here's your escalation path — in order of ease and effectiveness.

Step 1.File a chargeback with your bank

Contact your credit card issuer or bank and dispute the charge. Provide documentation of your refund attempt. You typically have 60–120 days from the charge date.

Learn how to file a chargeback →

Step 2.File a BBB complaint

Submit a complaint to the Better Business Bureau (BBB). Many companies respond quickly to BBB complaints to protect their rating.

File a BBB complaint →

Step 3.Contact your state Attorney General

File a consumer complaint with your state AG office. This creates a legal record and may prompt an investigation if the company has a pattern of violations.

Find your state AG →

Step 4.Report to the CFPB

Submit a complaint to the Consumer Financial Protection Bureau (CFPB). They track complaints against financial services and can take regulatory action.

File a CFPB complaint →

Want help with a chargeback? Our dispute experts can guide you through the process and write your dispute letter. Start your free case →

Frequently Asked Questions: Lowe's Refunds

How do I get a refund from Lowe's?
Log in to your Lowe's account, find the charge, and request a refund through their help center. You can also call Lowe's at 1-800-445-6937 for assistance.
What is Lowe's's refund policy?
Lowe's's refund window is 90 days. Eligibility depends on the type of purchase and Lowe's's terms of service.
How long does a Lowe's refund take?
Once approved, Lowe's refunds typically take 5–10 business days to appear on your statement.
What does Lowe's look like on my bank statement?
Lowe's charges may appear on your statement as LOWE'S.
Can I dispute a Lowe's charge with my bank?
Yes. If Lowe's won't refund you, contact your bank or credit card issuer to file a chargeback. You usually have 60–120 days from the statement date.

More Merchant Refund Guides

We cover hundreds of merchants to help you navigate their refund policies.

More merchant guides coming soon. Need help now? Start a dispute →

Charges from Lowe's

Bank statement descriptors we've decoded for this merchant.

LOWES
retail
LOWES
Home Improvement Retail
LOWE'S
Service Charge

Can't Get Your Lowe's Refund?

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