What is TST* TOAST charge?
Seen this charge on your bank statement? You're not alone. Thousands of people search for this transaction descriptor every month.
The TST* TOAST descriptor indicates a charge from a restaurant that uses the Toast point-of-sale system. Toast is a popular POS platform used by thousands of restaurants across the United States.
Because many restaurants use Toast, the charge may not immediately show the restaurant name. Check the date and amount to match it with a recent dining experience. If you cannot identify the charge, contact your bank to initiate a dispute.
Is this charge legitimate?
Go through this checklist to determine if you authorized this transaction.
- Did you subscribe to or purchase from Toast POS Restaurant?
- Do you recognize the charged amount?
- Did someone else use your card?
- Did you recently sign up for a free trial?
- Could this be a recurring subscription renewal?
If you don't recognize this charge at all, it may be unauthorized. Consider disputing it with your bank immediately.
How to get your money back
Follow these steps to dispute the charge and recover your funds.
Check your purchase history
Search your email inbox for receipts or order confirmations matching this charge. Check app stores, subscription services, and recent online purchases.
Contact the merchant directly
Reach out to the merchant via email, phone, or live chat. Many merchants will process refunds without needing a formal dispute if you act within their refund window.
Contact your bank or card issuer
If the merchant is unresponsive or refuses a refund, call the number on the back of your card. Explain the situation and ask to initiate a chargeback or dispute.
File a formal dispute
Submit a formal chargeback request with supporting evidence. Include receipts, correspondence with the merchant, and a clear explanation. Our AI can generate these documents for you.
Need help disputing this charge?
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