TIDAL *MUSIC Charge on Your Credit Card Statement
TIDAL *MUSICโTidalLast updated:
Quick Answer
Likely LegitimateTIDAL *MUSIC is a charge from Tidal. If you don't recognize this charge, review your recent purchases or contact the merchant directly.
Tidal
streaming
What is a TIDAL *MUSIC Charge?
If you see "TIDAL *MUSIC" or a similar descriptor on your bank statement, this is a subscription charge from TIDAL, the music streaming service known for high-fidelity audio quality. TIDAL offers lossless audio streaming, exclusive content, and music videos across multiple subscription tiers. The charge typically appears monthly or annually, depending on your billing cycle.
Why You're Seeing This Charge
TIDAL charges appear on your statement for several reasons:
- Active Subscription: You have an active TIDAL HiFi or HiFi Plus subscription that renews automatically each billing period.
- Trial Conversion: Your free trial period ended and converted to a paid subscription. TIDAL often offers 30-day free trials that automatically convert unless canceled.
- Family Plan: You're paying for a TIDAL Family plan that covers up to 6 accounts, with charges reflecting the higher family tier pricing.
- Annual Billing: You opted for annual prepayment, which results in a larger once-per-year charge rather than monthly payments.
- Forgotten Subscription: You signed up previously, perhaps during a promotion, and forgot to cancel before the trial ended.
How TIDAL Charges Appear on Statements
TIDAL transactions can appear under several different descriptors:
- TIDAL *MUSIC: The most common descriptor for monthly subscription charges
- TIDAL HIFI or TIDAL HIFI PLUS: May specify which subscription tier you're paying for
- TIDAL.COM: Indicates payment processed through their website
- TIDAL SUBSCRIPTION: Generic subscription billing descriptor
- ASPIRO TIDAL: References Aspiro AB, a former parent company of TIDAL
TIDAL Subscription Pricing
Understanding TIDAL's pricing structure helps identify which plan you're subscribed to:
Individual Plans
- TIDAL HiFi: $10.99/month - Lossless audio quality (FLAC), offline listening, no ads
- TIDAL HiFi Plus: $19.99/month - Hi-res audio, Dolby Atmos, Sony 360 Reality Audio, exclusive content
Family Plans
- TIDAL HiFi Family: $16.99/month - Up to 6 accounts with HiFi quality
- TIDAL HiFi Plus Family: $29.99/month - Up to 6 accounts with all premium features
Annual Plans
TIDAL offers annual prepayment options that typically save 10-20% compared to monthly billing. These appear as larger single charges of approximately $120-$240 depending on your tier.
What to Do if You Don't Recognize the Charge
If you see a TIDAL charge you didn't expect, follow these steps:
- Check your email: Look for subscription confirmation or renewal emails from TIDAL in your inbox and spam folder
- Log into your account: Visit tidal.com and check your account subscription status and payment history
- Check other payment methods: You may have subscribed using a different email address or payment method
- Ask household members: Family members with access to your card might have signed up
- Review app subscriptions: If you subscribed through iOS or Android, check your Apple or Google subscription management
- Contact TIDAL support: Reach out to support@tidal.com with your transaction details
How to Cancel Your TIDAL Subscription
Canceling TIDAL is straightforward, but the process varies by how you subscribed:
Web Subscriptions
Log into your TIDAL account on tidal.com, navigate to Settings, select Subscription, and click 'Cancel Subscription.' Your access continues until the end of your current billing period.
iOS Subscriptions
Open Settings on your iPhone, tap your name, select Subscriptions, find TIDAL, and choose Cancel Subscription. Changes take effect at the end of the current period.
Android Subscriptions
Open Google Play Store, tap your profile icon, select Payments & Subscriptions, choose Subscriptions, find TIDAL, and cancel. Access continues until period end.
Third-Party Platforms
If you subscribed through another service (like your mobile carrier), you must cancel through that platform's subscription management system.
TIDAL Refund Policy
TIDAL generally does not offer refunds for subscription charges because you receive immediate access to the service upon payment. The service operates on a 'pay to access' model rather than 'pay to download,' meaning you're paying for streaming rights during your subscription period. However, if you believe a charge was unauthorized or resulted from a billing error, contact TIDAL support immediately to discuss your situation.
Preventing Future Unexpected Charges
To avoid surprise TIDAL charges:
- Set calendar reminders before free trials end
- Enable email notifications for subscription renewals
- Review your subscriptions monthly through your payment method's statement
- Use a dedicated email address for subscription services
- Enable two-factor authentication on your TIDAL account to prevent unauthorized access
- Consider using virtual card numbers that you can easily cancel
About TIDAL
TIDAL was founded in 2014 and is now owned by Block, Inc. (formerly Square, Inc.). The service distinguishes itself from competitors like Spotify and Apple Music by offering higher audio quality options, including lossless FLAC streaming and hi-res audio. TIDAL has exclusive partnerships with artists and often releases albums and content before other platforms. The platform serves audiophiles, music enthusiasts, and anyone who values superior sound quality over compressed streaming formats.
Contact TIDAL Support
If you need assistance with your TIDAL subscription or charges:
- Support Website: support.tidal.com
- Email: support@tidal.com
- Help Center: Comprehensive FAQ and troubleshooting guides available at support.tidal.com/hc
Why TIDAL *MUSIC appears on your statement
Ranked by likelihood based on this charge type
Other charges from Tidal
| Descriptor | Meaning |
|---|---|
TIDAL *MUSIC | Standard monthly subscription charge |
TIDAL HIFI | HiFi tier subscription payment |
TIDAL.COM | Online payment through TIDAL website |
TIDAL SUBSCRIPTION | Recurring subscription billing |
ASPIRO TIDAL | Parent company name (Aspiro AB) with TIDAL |
What should I do about this charge?
Choose the path that matches your situation:
I recognize this charge
But I want a refund or to cancel it
- 1.Contact Tidal directly via their support page
- 2.Reference their refund policy โ refund window is No refunds for subscription charges (cancel anytime to prevent future charges) (view policy)
- 3.If refused, use our wizard to generate a formal dispute letter
I don't recognize this charge
This may be unauthorized or fraudulent
- 1.Check with household members or shared accounts
- 2.Review your email for order confirmations from Tidal
- 3.Call your bank immediately โ use the number on the back of your card
- 4.Request a new card number to prevent further unauthorized charges
How to dispute TIDAL *MUSIC
Contact Tidal
Or visit their support page
Phone script
"I'm calling about a charge on my statement appearing as TIDAL *MUSIC. I'd like to request a refund or cancellation."
Reference their refund policy
Tidal's refund window is No refunds for subscription charges (cancel anytime to prevent future charges).
Policy: View Refund Policy
๐ Full dispute steps with personalized guidance
Get Full Dispute Plan โSample Dispute Letter
Dear [Bank Name], I am writing to dispute a charge that appeared on my statement as "TIDAL *MUSIC" from Tidal on [date] for $[amount].
๐ Get a complete, personalized dispute letter
Generate My Dispute Letter โFrequently Asked Questions
What is a TIDAL *MUSIC charge on my bank statement?
Why am I being charged by TIDAL if I canceled?
How much does TIDAL cost per month?
Can I get a refund from TIDAL?
How do I cancel my TIDAL subscription?
Why does TIDAL charge appear as ASPIRO or TIDAL *MUSIC?
Your Legal Rights
Your rights under FCBA:
- โขDispute within 60 days of statement date
- โขMax $50 liability for unauthorized charges (most banks waive entirely)
- โขBank must acknowledge within 30 days, resolve within 2 billing cycles
Verify this charge with official sources
Cross-reference TIDAL *MUSIC with government and consumer protection databases:
CFPB Complaint Portal
Consumer Financial Protection Bureau
File or track consumer financial complaints through CFPB
BBB Business Profile
Better Business Bureau
Check ratings, reviews, and complaint history
FTC Scam Reports
Federal Trade Commission
Report fraud or search for known scam patterns
BBB Scam Tracker
Better Business Bureau
Community-reported scams with merchant names
These links open external government and nonprofit websites. DidIBuyIt is not affiliated with these organizations.
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DIS*DISNEY PLUSSPOTIFY PREMIUMGOOGLE *YOUTUBESIRIUSXM *RADIOAMAZON *MUSICESPN+ STREAMINGAPPLE.COM/BILL APPLE TVFUBO *TVDISCOVERY+ STREAMINGDIS*BUNDLEHULU LIVE TVSHOWTIMEROKU *CHANNELSTARZPHILOHow we researched this article
Research methodology
This page about the TIDAL *MUSIC charge from Tidal was compiled using:
- Official merchant documentation, terms of service, and refund policies
- Payment network (Visa, Mastercard) chargeback reason code documentation
- Consumer Financial Protection Bureau (CFPB) guidelines and complaint data
- Federal Trade Commission (FTC) consumer protection resources
- Fair Credit Billing Act (FCBA) and Regulation E statutory requirements
- Community reports and consumer experience databases (BBB, consumer forums)
Last reviewed and updated:
This content is for informational purposes only and does not constitute legal or financial advice. Always consult with your bank or a qualified professional for specific disputes.
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