TIDAL *MUSIC Charge on Your Credit Card Statement

TIDAL *MUSICโ†’Tidal
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Quick Answer

Likely Legitimate

TIDAL *MUSIC is a charge from Tidal. If you don't recognize this charge, review your recent purchases or contact the merchant directly.

Tidal

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support@tidal.com
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Refund Policy
Refund Window: No refunds for subscription charges (cancel anytime to prevent future charges)

What is a TIDAL *MUSIC Charge?

If you see "TIDAL *MUSIC" or a similar descriptor on your bank statement, this is a subscription charge from TIDAL, the music streaming service known for high-fidelity audio quality. TIDAL offers lossless audio streaming, exclusive content, and music videos across multiple subscription tiers. The charge typically appears monthly or annually, depending on your billing cycle.

Why You're Seeing This Charge

TIDAL charges appear on your statement for several reasons:

  • Active Subscription: You have an active TIDAL HiFi or HiFi Plus subscription that renews automatically each billing period.
  • Trial Conversion: Your free trial period ended and converted to a paid subscription. TIDAL often offers 30-day free trials that automatically convert unless canceled.
  • Family Plan: You're paying for a TIDAL Family plan that covers up to 6 accounts, with charges reflecting the higher family tier pricing.
  • Annual Billing: You opted for annual prepayment, which results in a larger once-per-year charge rather than monthly payments.
  • Forgotten Subscription: You signed up previously, perhaps during a promotion, and forgot to cancel before the trial ended.

How TIDAL Charges Appear on Statements

TIDAL transactions can appear under several different descriptors:

  • TIDAL *MUSIC: The most common descriptor for monthly subscription charges
  • TIDAL HIFI or TIDAL HIFI PLUS: May specify which subscription tier you're paying for
  • TIDAL.COM: Indicates payment processed through their website
  • TIDAL SUBSCRIPTION: Generic subscription billing descriptor
  • ASPIRO TIDAL: References Aspiro AB, a former parent company of TIDAL

TIDAL Subscription Pricing

Understanding TIDAL's pricing structure helps identify which plan you're subscribed to:

Individual Plans

  • TIDAL HiFi: $10.99/month - Lossless audio quality (FLAC), offline listening, no ads
  • TIDAL HiFi Plus: $19.99/month - Hi-res audio, Dolby Atmos, Sony 360 Reality Audio, exclusive content

Family Plans

  • TIDAL HiFi Family: $16.99/month - Up to 6 accounts with HiFi quality
  • TIDAL HiFi Plus Family: $29.99/month - Up to 6 accounts with all premium features

Annual Plans

TIDAL offers annual prepayment options that typically save 10-20% compared to monthly billing. These appear as larger single charges of approximately $120-$240 depending on your tier.

What to Do if You Don't Recognize the Charge

If you see a TIDAL charge you didn't expect, follow these steps:

  1. Check your email: Look for subscription confirmation or renewal emails from TIDAL in your inbox and spam folder
  2. Log into your account: Visit tidal.com and check your account subscription status and payment history
  3. Check other payment methods: You may have subscribed using a different email address or payment method
  4. Ask household members: Family members with access to your card might have signed up
  5. Review app subscriptions: If you subscribed through iOS or Android, check your Apple or Google subscription management
  6. Contact TIDAL support: Reach out to support@tidal.com with your transaction details

How to Cancel Your TIDAL Subscription

Canceling TIDAL is straightforward, but the process varies by how you subscribed:

Web Subscriptions

Log into your TIDAL account on tidal.com, navigate to Settings, select Subscription, and click 'Cancel Subscription.' Your access continues until the end of your current billing period.

iOS Subscriptions

Open Settings on your iPhone, tap your name, select Subscriptions, find TIDAL, and choose Cancel Subscription. Changes take effect at the end of the current period.

Android Subscriptions

Open Google Play Store, tap your profile icon, select Payments & Subscriptions, choose Subscriptions, find TIDAL, and cancel. Access continues until period end.

Third-Party Platforms

If you subscribed through another service (like your mobile carrier), you must cancel through that platform's subscription management system.

TIDAL Refund Policy

TIDAL generally does not offer refunds for subscription charges because you receive immediate access to the service upon payment. The service operates on a 'pay to access' model rather than 'pay to download,' meaning you're paying for streaming rights during your subscription period. However, if you believe a charge was unauthorized or resulted from a billing error, contact TIDAL support immediately to discuss your situation.

Preventing Future Unexpected Charges

To avoid surprise TIDAL charges:

  • Set calendar reminders before free trials end
  • Enable email notifications for subscription renewals
  • Review your subscriptions monthly through your payment method's statement
  • Use a dedicated email address for subscription services
  • Enable two-factor authentication on your TIDAL account to prevent unauthorized access
  • Consider using virtual card numbers that you can easily cancel

About TIDAL

TIDAL was founded in 2014 and is now owned by Block, Inc. (formerly Square, Inc.). The service distinguishes itself from competitors like Spotify and Apple Music by offering higher audio quality options, including lossless FLAC streaming and hi-res audio. TIDAL has exclusive partnerships with artists and often releases albums and content before other platforms. The platform serves audiophiles, music enthusiasts, and anyone who values superior sound quality over compressed streaming formats.

Contact TIDAL Support

If you need assistance with your TIDAL subscription or charges:

  • Support Website: support.tidal.com
  • Email: support@tidal.com
  • Help Center: Comprehensive FAQ and troubleshooting guides available at support.tidal.com/hc

Why TIDAL *MUSIC appears on your statement

Ranked by likelihood based on this charge type

1Monthly TIDAL HiFi or HiFi Plus subscriptionMost likely
2Annual subscription payment
3Family plan subscription charge
4Free trial conversion to paidPossible
5Forgotten subscription from old trial
6Unauthorized account accessRed flag
7Multiple charges due to payment method update

Other charges from Tidal

DescriptorMeaning
TIDAL *MUSICStandard monthly subscription charge
TIDAL HIFIHiFi tier subscription payment
TIDAL.COMOnline payment through TIDAL website
TIDAL SUBSCRIPTIONRecurring subscription billing
ASPIRO TIDALParent company name (Aspiro AB) with TIDAL

What should I do about this charge?

Choose the path that matches your situation:

A

I recognize this charge

But I want a refund or to cancel it

  1. 1.Contact Tidal directly via their support page
  2. 2.Reference their refund policy โ€” refund window is No refunds for subscription charges (cancel anytime to prevent future charges) (view policy)
  3. 3.If refused, use our wizard to generate a formal dispute letter
Get Refund Help โ†’
B

I don't recognize this charge

This may be unauthorized or fraudulent

  1. 1.Check with household members or shared accounts
  2. 2.Review your email for order confirmations from Tidal
  3. 3.Call your bank immediately โ€” use the number on the back of your card
  4. 4.Request a new card number to prevent further unauthorized charges
Start Fraud Dispute โ†’

How to dispute TIDAL *MUSIC

1

Contact Tidal

Or visit their support page

Phone script

"I'm calling about a charge on my statement appearing as TIDAL *MUSIC. I'd like to request a refund or cancellation."

2

Reference their refund policy

Tidal's refund window is No refunds for subscription charges (cancel anytime to prevent future charges).

Policy: View Refund Policy

๐Ÿ”’ Full dispute steps with personalized guidance

Get Full Dispute Plan โ†’

Sample Dispute Letter

Dear [Bank Name],

I am writing to dispute a charge that appeared on my statement as "TIDAL *MUSIC" from Tidal on [date] for $[amount].

๐Ÿ”’ Get a complete, personalized dispute letter

Generate My Dispute Letter โ†’

Frequently Asked Questions

What is a TIDAL *MUSIC charge on my bank statement?
A TIDAL *MUSIC charge is a subscription payment for TIDAL, a music streaming service offering high-fidelity audio quality. The charge appears monthly or annually depending on your subscription plan, and includes access to over 100 million songs, podcasts, and music videos.
Why am I being charged by TIDAL if I canceled?
TIDAL subscriptions run through the end of your current billing period even after cancellation. If you canceled mid-cycle, you'll still see one final charge. Check your account settings to confirm cancellation took effect and verify no payment method was updated that reactivated the subscription.
How much does TIDAL cost per month?
TIDAL offers several tiers: HiFi (lossless audio) costs $10.99/month for individuals or $16.99/month for families. HiFi Plus (hi-res audio with Dolby Atmos) costs $19.99/month for individuals or $29.99/month for families. Annual plans offer discounts over monthly billing.
Can I get a refund from TIDAL?
TIDAL generally does not provide refunds for subscription charges, as you have access to the service immediately upon payment. However, you can cancel anytime to prevent future charges. For special circumstances like unauthorized charges, contact TIDAL support directly.
How do I cancel my TIDAL subscription?
Log into your TIDAL account, go to Settings > Subscription, and select 'Cancel Subscription.' If you subscribed through iOS, Android, or another platform, you must cancel through that platform's subscription management. Your access continues until the end of your paid period.
Why does TIDAL charge appear as ASPIRO or TIDAL *MUSIC?
TIDAL is owned by Block, Inc. (formerly Square) but was previously owned by Aspiro AB. Different payment processors and billing systems may display the charge as 'TIDAL *MUSIC,' 'TIDAL SUBSCRIPTION,' 'ASPIRO TIDAL,' or simply 'TIDAL.COM' depending on when and how you subscribed.
Your Legal Rights

Your rights under FCBA:

  • โ€ขDispute within 60 days of statement date
  • โ€ขMax $50 liability for unauthorized charges (most banks waive entirely)
  • โ€ขBank must acknowledge within 30 days, resolve within 2 billing cycles
How we researched this article

Research methodology

This page about the TIDAL *MUSIC charge from Tidal was compiled using:

  • Official merchant documentation, terms of service, and refund policies
  • Payment network (Visa, Mastercard) chargeback reason code documentation
  • Consumer Financial Protection Bureau (CFPB) guidelines and complaint data
  • Federal Trade Commission (FTC) consumer protection resources
  • Fair Credit Billing Act (FCBA) and Regulation E statutory requirements
  • Community reports and consumer experience databases (BBB, consumer forums)

Last reviewed and updated:

This content is for informational purposes only and does not constitute legal or financial advice. Always consult with your bank or a qualified professional for specific disputes.

Written by DidIBuyIt Editorial Team Verified against FTC and CFPB guidelines Last updated:

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