What is the SPLITWISE PRO charge on my credit card?

What this charge usually means

A SPLITWISE PRO charge is usually a paid subscription billed by Splitwise, a bill-splitting app used for roommates, travel groups, couples, and shared household expenses. Splitwise offers a free tier and a paid Pro tier with additional features. If you subscribe through the Splitwise website, the charge can appear directly as SPLITWISE PRO on your card statement. In many cases, this is a legitimate recurring subscription charge rather than fraud.

Splitwise Pro plans are generally sold as monthly or annual subscriptions and can renew automatically until canceled. The exact amount may vary by country, taxes, promotions, and your plan type. If you recently started a trial and did not cancel before the renewal date, the first paid billing cycle may now appear on your statement.

Why the charge appeared

• You upgraded from free Splitwise to Splitwise Pro.
• Your Pro subscription auto-renewed at the end of a monthly or annual term.
• A family member, partner, or roommate used your card on a shared device.
• You subscribed through the web and forgot the renewal was enabled.
• You had a discounted or trial period that converted to a paid plan.

If you manage several app subscriptions, this descriptor can be easy to overlook. Compare the posted date and amount against your email receipts and app store subscription history if you use Apple or Google for in-app purchases.

How to verify the charge quickly

• Check the email inbox tied to your Splitwise account for receipts from Splitwise.
• Sign in to your Splitwise account and review your current plan and billing status.
• Confirm whether the charge came from web billing or a mobile app store subscription.
• Review authorized users on your card and shared devices for accidental signups.
• Contact Splitwise support with the last 4 digits of the card and charge date.

If the amount and date line up with your subscription details, the charge is likely valid. If nothing matches, move to cancellation and dispute steps immediately.

How to cancel SPLITWISE PRO

Cancel from the same platform where the subscription started:

• If purchased on Splitwise web: cancel from your Splitwise account settings.
• If purchased in iOS: cancel in Apple subscriptions for your Apple ID.
• If purchased in Android: cancel in Google Play subscriptions.

After cancellation, keep confirmation emails or screenshots. If you are on an annual plan, Splitwise terms indicate refunds may be limited or discretionary, so verify renewal timing before the next billing date.

How to dispute an unauthorized charge

If you do not recognize the charge after verification, first contact Splitwise support and request investigation. If they confirm no matching account or you cannot resolve it, contact your card issuer and file a dispute for an unauthorized recurring transaction. Ask the bank to block future merchant billing attempts if needed and request a replacement card if compromise is suspected.

For context on similar statement descriptors, you can compare patterns with Patreon and Cash App. This can help you distinguish legitimate subscription billing from unauthorized card use.

In short: SPLITWISE PRO is most often a legitimate subscription charge, but you should still verify the account owner, billing platform, and renewal status right away.