PETSMART Charge on Your Credit Card Statement

PETSMART→PetSmart
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Quick Answer

Likely Legitimate

PETSMART is a charge from PetSmart. If you don't recognize this charge, review your recent purchases or contact the merchant directly.

PetSmart

retail

Refund Window: 60 days for unused items with receipt; opened pet food not refundable unless defective; services non-refundable but can address quality issues

Understanding PETSMART Charges on Your Bank Statement

A 'PETSMART' charge on your statement represents a purchase at PetSmart, North America's largest specialty pet retailer. With over 1,600 stores across the U.S., Canada, and Puerto Rico, PetSmart provides pet food, supplies, grooming, veterinary care, boarding, training, and adoption services.

What PetSmart Charges Include

PetSmart charges can appear for numerous reasons: in-store purchases of pet food, toys, treats, or accessories; grooming services like baths, haircuts, and nail trims; veterinary care at Banfield Pet Hospitals located inside PetSmart stores; boarding services at PetsHotel; pet training classes; online orders from petsmart.com; or recurring Auto-Ship subscriptions for pet supplies.

Common PetSmart Transaction Types

Pet Food and Supplies

Most PetSmart purchases are pet food, litter, toys, and accessories. Charges typically range from $20-$60 for a bag of dog or cat food, litter box supplies, chew toys, or grooming tools. Larger orders or premium brands can reach $100+.

Grooming Services

PetSmart grooming charges range from $40-$100 depending on pet size and services. A basic bath and nail trim for a small dog might cost $40-$50, while a full grooming package with haircut for a large dog can exceed $100.

Veterinary Services

Many PetSmart stores host Banfield Pet Hospitals. Charges for wellness exams, vaccinations, or treatments typically range from $30-$80 per visit, though procedures and emergencies cost more.

Boarding and Training

PetsHotel boarding services charge per night (typically $30-$60), so multi-day stays can result in charges of $100-$300. Training classes are usually $120-$150 for multi-week courses.

Auto-Ship Subscriptions

PetSmart's Auto-Ship program delivers pet supplies on a recurring schedule with 5-10% discounts. These charges appear automatically monthly or bi-monthly, typically $25-$75 depending on what you ordered.

Descriptor Variations

PetSmart charges may appear as: PETSMART, PETSMART #1234 (store number), PETSMART.COM (online orders), PETSMART GROOMING, or PETSMART AUTOSHIP. All represent PetSmart transactions.

When PetSmart Charges May Be Unexpected

Forgotten Auto-Ship Subscriptions

The most common unexpected PetSmart charge is a forgotten Auto-Ship subscription. When you sign up, deliveries and charges happen automatically on your schedule. If you're not expecting them, these charges can be surprising.

Family Member Purchases

If someone else in your household cares for pets or has access to your payment methods, they may have purchased pet supplies without mentioning it.

Online Orders

Online orders from petsmart.com may not arrive for several days after the charge posts, causing confusion about what you bought.

Added Services at Grooming

Grooming appointments can have add-on services (teeth brushing, specialty shampoos, flea treatments) that increase the total beyond the base appointment cost.

How to Manage Auto-Ship Subscriptions

To avoid unwanted Auto-Ship charges: Log into your PetSmart account at petsmart.com, navigate to Auto-Ship orders, and view, pause, or cancel subscriptions. You can adjust delivery frequency or skip upcoming deliveries without canceling entirely. Always cancel before your next scheduled delivery date to avoid charges.

PetSmart Refund and Return Policy

Product Returns

PetSmart accepts returns within 60 days with a receipt for unused, unopened items. Opened pet food cannot be returned unless defective or your pet has an adverse reaction (veterinary documentation may be required). Live animals have specific return windows and health guarantees.

Service Refunds

Grooming, boarding, training, and veterinary services are generally non-refundable. However, if you're unsatisfied with grooming quality, speak with the store managerβ€”they may offer remediation or a goodwill refund. Banfield veterinary refunds follow separate policies managed by Banfield directly.

How to Return Items

Bring items with receipt to any PetSmart store for immediate refund or exchange. For online orders, initiate returns through your petsmart.com account or call 1-888-839-9638. Refunds typically process within 5-10 business days.

Disputing PetSmart Charges

If you believe a PetSmart charge is incorrect or unauthorized:

  1. Check your PetSmart account online for order history and Auto-Ship subscriptions
  2. Review receipts from recent store visits
  3. Ask family members if they made the purchase
  4. Contact PetSmart customer service at 1-888-839-9638 with transaction details
  5. If unresolved, file a dispute with your bank, providing documentation and communication records

Preventing Unwanted PetSmart Charges

  • Review Auto-Ship subscriptions quarterly to ensure you still need them
  • Set calendar reminders for Auto-Ship delivery dates
  • Always confirm grooming costs before services begin, including add-ons
  • Keep receipts until charges post correctly on your statement
  • Enable transaction alerts on your credit card for immediate charge notifications

PetSmart Support Information

  • Customer Service: 1-888-839-9638 (Mon-Sat 7am-midnight ET, Sun 9am-9pm ET)
  • Website: www.petsmart.com/help
  • Store Locator: Find your local store for in-person assistance

Most PetSmart charges are legitimate purchases for your pet's needs. However, if you see an unexpected charge, check your Auto-Ship subscriptions first, then contact PetSmart customer service. They're generally helpful in resolving billing questions, managing subscriptions, and processing returns within policy guidelines.

Why PETSMART appears on your statement

Ranked by likelihood based on this charge type

1Pet supplies purchase (food, toys, accessories)Most likely
2Grooming services for pet
3Veterinary or PetsHotel boarding services
4Pet training classes or servicesPossible
5Treats Membership auto-renewal
6Online order or auto-ship subscriptionRed flag
7Forgotten recurring auto-ship charge

Other charges from PetSmart

DescriptorMeaning
PETSMARTStandard PetSmart purchase
PETSMART #[number]Specific store location transaction
PETSMART.COMOnline order purchase
PETSMART GROOMINGPet grooming services
PETSMART AUTOSHIPRecurring subscription delivery

What should I do about this charge?

Choose the path that matches your situation:

A

I recognize this charge

But I want a refund or to cancel it

  1. 1.Contact PetSmart directly at 1-888-839-9638
  2. 2.Reference their refund policy β€” refund window is 60 days for unused items with receipt; opened pet food not refundable unless defective; services non-refundable but can address quality issues (view policy)
  3. 3.If refused, use our wizard to generate a formal dispute letter
Get Refund Help β†’
B

I don't recognize this charge

This may be unauthorized or fraudulent

  1. 1.Check with household members or shared accounts
  2. 2.Review your email for order confirmations from PetSmart
  3. 3.Call your bank immediately β€” use the number on the back of your card
  4. 4.Request a new card number to prevent further unauthorized charges
Start Fraud Dispute β†’

How to dispute PETSMART

1

Contact PetSmart

Call 1-888-839-9638

Or visit their support page

Phone script

"I'm calling about a charge on my statement appearing as PETSMART. I'd like to request a refund or cancellation."

2

Reference their refund policy

PetSmart's refund window is 60 days for unused items with receipt; opened pet food not refundable unless defective; services non-refundable but can address quality issues.

Policy: View Refund Policy

πŸ”’ Full dispute steps with personalized guidance

Get Full Dispute Plan β†’

Sample Dispute Letter

Dear [Bank Name],

I am writing to dispute a charge that appeared on my statement as "PETSMART" from PetSmart on [date] for $[amount].

πŸ”’ Get a complete, personalized dispute letter

Generate My Dispute Letter β†’

Frequently Asked Questions

Why is there a PETSMART charge on my bank statement?
A PETSMART charge indicates a purchase at PetSmart, a major pet supply retailer. Charges can be from buying pet food, toys, accessories, grooming services, veterinary care at in-store Banfield clinics, boarding at PetsHotel, training classes, or recurring auto-ship subscriptions for pet supplies delivered to your home.
What is PetSmart Auto-Ship and why was I charged?
PetSmart Auto-Ship is a subscription service that automatically delivers pet supplies (usually food or litter) to your home on a recurring schedule (monthly, bi-monthly, etc.). You save 5-10% on auto-ship orders. Charges appear automatically on your scheduled delivery date. You can manage, pause, or cancel auto-ship subscriptions in your PetSmart online account.
How do I return or get a refund from PetSmart?
PetSmart accepts returns within 60 days with a receipt for unused items. Opened pet food cannot be returned unless defective. Bring items to any PetSmart store or contact customer service at 1-888-839-9638 for online orders. Services like grooming are non-refundable, but quality concerns can be addressed by contacting the store manager.
Can I cancel my PetSmart Auto-Ship subscription?
Yes, log into your PetSmart account at petsmart.com, go to Auto-Ship orders, and cancel or pause your subscription. You can also call customer service at 1-888-839-9638. Cancel before your next scheduled delivery date to avoid being charged. Cancellation stops future shipments but doesn't refund orders already processed.
Why is my PetSmart charge higher than expected?
PetSmart charges may be higher due to: added grooming or services during checkout, sales tax applied at purchase, auto-ship subscriptions you forgot about, multiple items purchased together, or price increases since your last visit. Check your itemized receipt or online order confirmation to see the breakdown.
How do I dispute a PetSmart charge?
First, check your receipts and PetSmart account for the transaction. Contact PetSmart customer service at 1-888-839-9638 if you can't identify the charge or believe it's incorrect. If unresolved, dispute the charge with your bank by providing documentation: receipts, account statements showing no order, and records of communication with PetSmart.
Your Legal Rights

Your rights under FCBA:

  • β€’Dispute within 60 days of statement date
  • β€’Max $50 liability for unauthorized charges (most banks waive entirely)
  • β€’Bank must acknowledge within 30 days, resolve within 2 billing cycles
How we researched this article

Research methodology

This page about the PETSMART charge from PetSmart was compiled using:

  • Official merchant documentation, terms of service, and refund policies
  • Payment network (Visa, Mastercard) chargeback reason code documentation
  • Consumer Financial Protection Bureau (CFPB) guidelines and complaint data
  • Federal Trade Commission (FTC) consumer protection resources
  • Fair Credit Billing Act (FCBA) and Regulation E statutory requirements
  • Community reports and consumer experience databases (BBB, consumer forums)

Last reviewed and updated:

This content is for informational purposes only and does not constitute legal or financial advice. Always consult with your bank or a qualified professional for specific disputes.

Written by DidIBuyIt Editorial Team Verified against FTC and CFPB guidelines Last updated:

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