What is the PANDORA YEARLY charge on my credit card?

What this charge usually means

The descriptor PANDORA YEARLY is most commonly tied to an annual paid subscription for Pandora music streaming. Pandora offers paid plans that can renew automatically at the end of each billing period, and yearly billing is available for certain plans when you subscribe directly through Pandora. If your card statement shows this descriptor, it usually indicates a legitimate renewal rather than a one-time purchase.

Pandora’s subscription terms state that subscriptions auto-renew unless canceled, and fees are generally non-refundable except where required by law. That means the charge can appear even if you have not opened the app recently, as long as auto-renew remained active on the account.

Why it appeared on your statement

• Your annual Pandora Plus, Premium, or eligible discounted annual plan renewed.
• A free trial ended and converted to paid service with auto-renew enabled.
• You subscribed directly on Pandora previously and forgot the renewal date.
• A family member used your card on a shared device or account.
• You switched billing providers in the past and now the direct Pandora renewal posted.

It can also look unfamiliar because statement text is shortened. Card issuers often display concise descriptors rather than full brand or product names.

How to verify the charge quickly

• Check the exact amount and posting date in your card activity.
• Sign in to your Pandora account and review subscription status and billing history.
• Search your email for Pandora receipts, renewal notices, or trial conversion messages.
• Check app-store subscriptions too (Apple/Google/Roku/Amazon), because some users are billed through external platforms instead of Pandora directly.
• Contact Pandora support through their official support page if you cannot match the charge to an account.

If you are comparing multiple unknown charges, you may also find these guides useful: Patreon and Cash App.

How to cancel future renewals

Cancel from the same platform where you originally subscribed. If you subscribed on Pandora’s website, cancel in Pandora account settings or through Pandora listener support. If you subscribed through Apple, Google Play, Roku, or Amazon, cancel inside that platform’s subscription manager. Canceling stops future renewals but usually keeps access active until the current paid period ends.

• Website subscription: cancel in Pandora account billing settings.
• App-store subscription: cancel in the app store account that manages billing.
• Shared/family plan: confirm who is the billing owner before canceling.

How to dispute if you do not recognize it

If you believe the charge is unauthorized, contact Pandora support first and request account lookup by amount/date/card details (masked). If support cannot locate a valid subscription or you suspect fraud, contact your card issuer immediately and file a dispute. Ask the bank to block recurring attempts and issue a replacement card if needed.

• Use card controls to lock the card while investigating.
• Keep screenshots of statement entries, support tickets, and cancellation confirmations.
• Submit your dispute within your issuer’s timeline to preserve chargeback rights.

Most PANDORA YEARLY charges are legitimate subscription renewals, but quick verification helps you either keep the service confidently or stop unwanted billing before the next cycle.