What is the MONTHLY TEA charge on my credit card?

What this charge usually means

A MONTHLY TEA line on your card statement is most commonly tied to a recurring tea subscription sold by MEM Tea. Their Monthly Tea program is billed as a subscription and is typically charged each month on the same billing day. If you signed up for a tea box, gift subscription, or recurring shipment, this descriptor can appear in uppercase and look unfamiliar even when the purchase is legitimate.

On the merchant’s subscription page, the offer is presented as a monthly recurring purchase, and the card agreement language confirms ongoing charges until cancellation (when allowed). That is why many cardholders see this as a repeating statement entry rather than a one-time charge.

Why it appeared on your statement

• You enrolled in a monthly tea box and forgot the renewal date.
• A family member used your card for a tea subscription or gift order.
• You checked out through a wallet or processor, but the final descriptor posted as MONTHLY TEA.
• A trial, promo, or first shipment converted into normal recurring billing.
• Your bank statement shortened the merchant text, showing only the key descriptor.

If you are also reviewing other unfamiliar merchant lines, compare patterns with entries like Patreon or Cash App to separate subscription renewals from transfers or creator-platform payments.

How to verify the charge quickly

Start with amount and timing: legitimate subscription renewals usually repeat in a predictable range and cadence. Then check your email for order confirmations, shipping notices, or renewal reminders from MEM Tea. Search inbox terms like “Monthly Tea,” “MEM Tea,” and “subscription.”

• Match the posted amount to recent tea subscription pricing and tax/shipping details.
• Check whether the charge date aligns with your original signup date.
• Confirm card last four digits on the order account, if available.
• Contact merchant support with the transaction date, amount, and last four digits.

Use official channels first: the contact page and support email are the fastest route to identify whether the transaction belongs to your household.

How to cancel future MONTHLY TEA charges

If the charge is valid but you no longer want renewal, cancel directly with the merchant before the next billing cycle. For MEM Tea subscriptions, cancellation terms are tied to the recurring agreement shown at checkout. Request written confirmation of cancellation and keep that email for your records.

• Log in to the store account used for checkout, if you created one.
• Use support contact options to request cancellation immediately.
• Ask support to confirm the effective cancellation date in writing.
• Monitor your next statement to verify no additional renewal posts.

Refunds and returns are handled under the merchant’s return policy, which states review is case-by-case and asks customers to contact support within 30 days of receipt. The Monthly Tea box listing also notes final-sale language for that program, so resolution may depend on timing and order status.

When and how to dispute

If you do not recognize the transaction after checking household usage and contacting the merchant, dispute it with your card issuer promptly. Tell your bank you attempted merchant resolution and provide copies of emails or chat transcripts. Ask the issuer to block further charges from the same descriptor if the charge is unauthorized.

• Report the exact posted descriptor: MONTHLY TEA.
• Provide transaction date, amount, and any related attempts to cancel.
• Request a replacement card if you suspect card compromise.
• Set statement alerts so future renewals are caught immediately.

Most cases are resolved fastest when you combine merchant outreach with timely bank action, especially for recurring billing disputes.