What is the FINCH PLUS charge on my credit card?

What is the FINCH PLUS charge?

A charge labeled FINCH PLUS is usually tied to the premium subscription for Finch, a self-care mobile app. Finch Plus is the paid tier that adds extra features, while the base app remains free. Most cardholders who see this descriptor either started a monthly or yearly plan through Apple App Store or Google Play, or had someone in their household subscribe from a shared device/account.

Because mobile app billing often uses short descriptors, the statement line may look unfamiliar even when the purchase is legitimate. In many cases, the date and amount match an app-store subscription renewal rather than a brand-new purchase.

Why this charge appears

The most common reason is an active recurring subscription renewing automatically. Finch Plus pricing is commonly around $9.99 monthly or about $69.99 yearly in the U.S. before tax, so renewals can appear as one of those amounts (or a taxed variation). Another frequent scenario is a trial converting to a paid plan when the trial period ends. If your card is linked to family sharing or to a parent/guardian app-store account, a different person may have initiated it.

• Monthly or annual auto-renewal posted.
• Free trial converted into paid billing.
• Subscription purchased on a different device with the same store account.
• Family member used a shared payment method.
• Past-due or failed renewal retried and posted later.

How to verify the charge quickly

Start by checking Apple or Google Play subscription history first, since Finch Plus billing is usually managed there. Confirm the billing date, tax-inclusive amount, and renewal cadence. Then open the Finch app and review account settings to see whether Plus is active. If records still do not match, contact Finch support at support@befinch.com and include the charge date, amount, and last four digits of the card only.

If you are comparing descriptors from multiple apps, it can help to review similar pages like Patreon and Cash App so you can rule out unrelated subscriptions on the same card cycle.

How to cancel FINCH PLUS

Cancellation is done through the app store where the subscription was started, not usually by canceling the card. On iPhone, go to Apple ID subscriptions and cancel Finch. On Android, open Google Play subscriptions and cancel Finch. After canceling, access typically continues until the current billing period ends, and the next renewal should stop.

Keep a screenshot of the cancellation confirmation and renewal end date. That record is useful if another renewal appears unexpectedly.

When and how to dispute

Dispute the transaction with your card issuer if you cannot find a matching subscription, if the account owner denies authorizing it, or if cancellation was completed before the billed renewal date. First, attempt merchant/app-store resolution, since issuers often ask whether you contacted the seller. Then submit a dispute with supporting evidence: cancellation timestamp, store receipt history, support emails, and statement line item.

If fraud is suspected, request a card replacement and block future merchant-initiated transactions. For recognized but unwanted recurring charges, issuers often categorize the case as a canceled-recurring or not-authorized recurring-billing dispute.